Are you a permanent employee of the banking community, or an ex-employee of the banking community with five or more years service?

Are you a disabled person, or someone with a long-term health condition, or a carer of a family member who is disabled or has a long-term health condition? See below for our definition of disability.

If the answer’s ‘yes’ to both questions, then you could qualify for the IBF scheme. Contact us if you have any questions, or aren’t clear about something.

Not eligible for IBF membership? We can still help.

Some of the valuable information resources on the Yoodo site are open to everyone. Sign up to Yoodo here. It’s also a great place to meet people facing the same challenges as you, swap experiences, chat, exchange knowledge and provide mutual support.

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Definition of disability

The Disability Discrimination Act (DDA) defines a disabled person as someone who has a physical or mental impairment that has a substantial and long-term adverse effect on his or her ability to carry out normal day-to-day activities.

Based on research, around one in five people of working age are considered by the Government and by the Equality and Human Rights Commission to be “disabled”. People in these circumstances and some others (such as people with a facial disfigurement) are likely to have rights under the Disability Discrimination Act (DDA).

It is important that people have rights - people with cancer, diabetes, multiple sclerosis and heart conditions; people who have a hearing or sight impairment or a significant mobility difficulty, caused for example by arthritis, can be treated unfairly. The same is true of people who have mental health conditions or learning difficulties.

People need protection against being treated unfairly. While they might be considered “disabled” according to the Disability Discrimination Act, they don’t need to use that term about themselves - and very many people with rights under the DDA don’t.

For more information on this topic, visit the Equality and Human Rights Commission’s website